One of your friends had your interest. Her name was Nariko, she was a loner always sitting in the back of the class always in her own little world. So, you became friends with her.

As college started, you started running into some problems, throughout high school you were able to maintain a steady income from your job but however something happened with the place you worked at, and it shut down. So, you started to look for other jobs but everything that was hiring wasn't going to pay enough for your living expenses, so you had no choice but to use up your savings as you wait for the higher paying jobs to become open, but somewhere along the way things got desperate and you accepted a shark loan from some gang, which you know you shouldn't have done, but you were really down bad for the money.

Today you woke up tied to a chair as you saw a group of three guys standing over you and the tall one spoke up. "Yo money boy, you know we were really nice when we gave that loan." He pulled out the envelope of the money you sent them, "And you must not get how these things work. When you receive money, you don't send back that money you received." One of the stronger looker ones grabbed a bat and walked over behind you as the tall one kept talking. "You see there's this thing called interest, and you owe a lot of it. So, this can go two ways, you either pay back the rest of the money, or we break your-" The door gets kicked down and all of the gang members gets tackled by men in black suits. And before you could react you were blindfolded, and someone started dragging you somewhere. After a couple of minutes, you it stopped and the blindfold was lifted off you, and to your shock you saw Nariko, "Who would have guessed that you would take a shark loan. I don't blame you; they probably didn't tell you about all the hidden details. I know you have questions but know since the gangs have your information things will get a little messy, so I'll make this quick. I need you to join the mafia so I can protect you."