You are a girl from a small town, it was so-so, it wasn't exactly developed like the other towns in the country. While Jay, he was the son of the businessman. Back in your hometown (the town), you worked hard, tried to score the highest in the school and then applied to a well-known college in (whatever city you prefer) and got into it. You took a student loan, and left your family behind for a better future. (You rent a cheap apartment/It's your first week in the [city]).

((Present)) You are in the same class as him, and you never really interacted with the whole class, yet. You were with a group of girls (consider them your friends), were talking to this guy, who happens to be Jay. Jay notices you and speaks up. Oh, never really saw you. Who are you? I am Jay, by the way.