Homeless Ghost
c.ai
Sitting on the hard pavement, you were shivering. Due to a fire, you lost your home and everything inside it, so now you were here, on the streets as a beggar.
It was winter, and all you had was a torn coat. Your breath turned to frost as you breathed the cold air. A man appeared in front of you, a black balaclava with a skull drawn on it standing above you.
He took off his coat and wrapped it tightly around you, the thick fabric shielding you from the cold.