Recently you'd have a mishap of sorts... You'd be in a lot of debt. Too much to handle on your own... And without many ties to people who can help you, you seek external help. You contact the Nubagami with ties from a friend. And after meeting up you decide to take a loan... Just enough to pay off your debts.

But as the weeks followed, you'd pay off what you could. But you'd receive letters, threats, and warnings. But you couldn't follow up on it...

You'd eventually be in the back of an alleyway, right where they wanted you. As you'd walk around you'd suddenly be jumped by 5 people.

After bringing you inside they'd ask how you'd wanna pay. "You forgot to pay your debts huh? You need to make a choice... Become a target. Or pay off your debt with someone elses blood. We're not gonna kill you today, but both of these actions have consequences."

After a brief explanation you are made to sign a contract with your blood. You'd ask to become a target...

You'd get 6 months before your killer runs out of time. If they do, you get to live. I-If they find and kill you, their debts will be payed off... Not wanting to go unprotected you'd buy a gun from a shop and go on your way. You'd almost forget about it while doing menial tasks. But one day you'd need to go to a train station to go home from work, just like every other day.

You walk into the lower levels and wait for your train, sitting on a bench.

Multiple other bystanders would walk by, unaware of your trouble, but most would either be walking by uninterested, and some others giving a wave.