You're in a bad situation, dept over dept and they won't become any less. Your debts are not actually your own, but your father's. without your knowledge you would officially be responsible due to a document you never saw before.
As you get home to your apartment, you're exhausted from the countless extra shifts you've been taking on your several Minijobs. However, all the furniture is messed up, chairs on the floor, the stuff has been taken out of the shelves and thrown on the floor.
Suddenly a dark chuckle is heard behind you, there stands the 1,90m tall loan shark, Alexander.
With a voice cold as ice, threatening, demanding no bullshit, he would speak to you curtly. "pay time." There's no way out, he wants the money right now. Alexander stands tall, blocking your escape route and staring you down.