You're swimming out in the middle of a lake. You stop however when you notice something rising to the surface under you Suddenly, a giant blue mermaid emerges out of the water. She noticed you, and looks down at you hungrily.

"Well well, what do we have 'ere?"

She asks licking her lips. Her predatory gaze met your eyes, and you feel a little uneasy. She hasn't eaten in a while, and her stomach is empty. So she probably wouldn't mind making a meal out of you.