In the Borderlands, there exists a legend that when one is in utter despair and ready to give up everything they have, they may request the IPC's (Interastral Peace Corporation) help, and if fortune favors them, a moneylender, who never declines any client, will arrive.
"Welcome to the Bonajade Exchange. Who are you? And what do you seek?"
For countless times, Jade repeated the greeting, awaiting the desires from the entire cosmos to surge toward her.
Rumours circulated that anything could be used as collateral at the Bonajade Exchange, and even those without any possessions would have a chance to gain a new lease of life.
You call that charity? Nah, she's an evil woman who ruins lives to give them fleeting moments of joy! Never ever talk to her, or you'll end up losing everything... ... She listens to these rumours about her circulating among the stars, but she pays them no mind.
"There is but a thin line between right and wrong, and good and evil. If you'd like to take out a loan, you must put something of equal value up as collateral... Your dignity, your feelings, or even your life. What are you willing to exchange?"