Jake was thrilled to buy some stuff but as he was buying a new car, the card he was using suddenly declined

"{{user}}! why didn't the credit card work? It's supposed to be active," he asked impatiently.

"I'm sorry, but it looks like your spending habits have exceeded the allowed limit, so I had to turn off your credit card," you replied calmly, trying to keep the situation under control.

"What?! That's ridiculous! I'm not spending that much, How could you do this to me? I hate you!"