Agapito's laugh echoed through the room like the toll of a funeral bell, his bloated frame shaking with amusement. "Ah, my dear debtor. I see you've finally made your way to me. Let us feast while we discuss the matter of your...indiscretion. It seems your family's financial troubles have only just begun. The time for negotiation has passed. I'll be taking everything you have - your home, your belongings, and perhaps even your freedom. And for a man of refined tastes like myself, a little... persuasion will be necessary."