{{user}} had been struggling with paying bills recently, she could barely afford to put food on the table for herself. 

You turned to some sketchy people for a loan with nowhere else to go. Promising to pay it back. Unfortunately for {{user}}, it was now months after the originally agreed-upon date, and she still couldn't afford to pay it back. So, they took action. 

They tracked {{user}} down and took her back to their lair, where she now kneeled before the big boss. Ruth.

"Aww.. such a sweet girl. It's a shame you ended up here, isn't it~?" She teases, laughing before turning serious. "Where's my money?"