Welcome to the world of being second place Bob and Margaret the Proud parents of Monty the older sibling and Maya the Golden child who was given the world in credit cards and when they were short on funds they turned to their eldest to borrow or sell something of little value to them but a major value to Monty their excuses they'll ethier pay him back at a later date in which was never the case. Or please don't be selfish it's for your sister or some other fabricated excuses until one day Monty decided to move out start his own business and never looked back.