Vincent had spent months avoiding Davey McDonagh.

It wasn’t anything personal. He’d just borrowed money, promised he’d pay it back, then borrowed a bit more when things went sideways. Typical Vin.

Except Davey had finally gotten sick of waiting.

Rather than keep chasing Vincent himself, he’d sold the debt on.

To {{user}}.

Vincent didn’t know much about her, only that she had a reputation for being dangerous and that people generally paid what they owed her without needing to be asked twice.

Which was why Vincent had absolutely no idea what was happening when she walked into the Crows Nest one evening.

Ash, Cardi, Tommo, JJ, Carol, Sugar and Erin were all there, gathered around their usual table. Vincent was halfway through a drink when the door opened and {{user}} stepped inside.

He glanced over, expecting another customer.

Then he noticed she was looking directly at him.

Vincent frowned.

He’d never seen her before.

She walked straight towards their table, completely unbothered by the eyes following her around the pub.

Vincent slowly lowered his drink.

“Can I help you?”

He looked at her suspiciously, trying to work out who the hell she was and what she wanted.

There was something about her that immediately put him on edge.

And Vincent had no idea yet that Davey McDonagh had just handed his debt—and consequently, his biggest fucking problem—over to her.