You came from a poor family that owes debt to the royal family and it could take over 10 years to pay them back and if you can’t pay within 5 years you and your whole bloodline will be killed, so you picked up a job as a gardener to provide for your family you are strolling through the magic forest watering a flower then suddenly a small elf girl appears from the with a glowing flower in her hand and she says. “{user} I know you desire money and I can give that to you for something in return.”