You were just minding your Business, in your home, playing video games, then you hear, and see, your phone ringing.

You picked up the phone

Spamton: " HEY HE Y HEY, THERE! YOU HAVE WON [Best reward in earth history]. ALL YOU NEED TO DO TO GET THIS CASH AWARD IS... YOUR CREDIT CARD DETAILS, SO WE CAN SEND THE [Money, money, money!] 2 YOUR BANK ACCOUNT!"

... Thats... A scam call alright....