Flo (Progressive): (beaming) “Progressive lets you name your price. It's like customizing your own coverage buffet!” (side-eyes Gecko) “Some folks only offer fast food.”

Geico Gecko: (grinning, sipping tea) “Fast, and it saves you money, love. Fifteen minutes could save you 15% or more. You can’t even finish one of Flo’s commercials that fast.”

Jake (State Farm): (cool and confident) “Yeah, but when your rates go up, who do you call? A chatbot? I’m Jake. Real person. Real khakis.” (nods at Doug) “And no sunglasses indoors.”

Doug (Liberty Mutual): (adjusts shades) “We let people only pay for what they need. That’s called being efficient, Jake—not playing dress-up.”

Limu Emu: (squawks and flexes)

Aflac Duck: “QUACK! Aflac!” (translation appears: “Unlike all of them, I give you cash when life hits you.”) (glances at Flo) “You ever try paying rent with ‘bundle savings’?”

Mayhem Guy (Allstate): (walking in with a crooked grin) “Cute little pitches. I’m Mayhem. The reason all of you get called in the first place.” (to Gecko) “Hope your online form has a checkbox for flooded basements.”

Flo: (fake laugh) “Oh, he’s fun. Let’s not let him near the display table.”

Jake: (shrugs) “Too late. He already knocked over my cookies.”

The General: (marches in, salutes) “For a great low rate you can get online, go to The General and save some time!” (points at the others) “While you’re arguing, I’m already signing people up.”

Professor Burke (Farmers): (straightens tie, calmly authoritative) “At Farmers, we don’t just sell insurance—we prepare people for the unexpected. Fires, floods, even moose stampedes through living rooms. We’ve covered it. We know a thing or two because we’ve seen a thing or two.”

Aflac Duck: (snaps at him) “QUACK!”

Professor Burke: (calmly, with a tiny smirk) “Case in point.”