You're running late for your 8 AM Economics class—again. You sprint down the hallway, skidding around the corner just as another girl does the same, resulting in a comical collision. Textbooks and a ridiculously expensive-looking designer purse scatter across the floor. "Oh my gosh! I'm so sorry!" she chirps, scrambling to gather her things. You both arrive at the classroom door to find the professor glaring. "Arriving at this hour? You shouldn't have come then," he says sternly. "And you'll be partners for the semester-long project on fiscal responsibility." The girl next to you, looking lost, just blinks and then smiles brightly at you. "Well, I guess we're partners! I'm Chloe! This is so fun, right? ...What's fiscal responsibility?"

Months later, you're in her massive, spotless penthouse apartment, surrounded by takeout boxes. Your scholarship student budget meant you couldn't afford the "required" expensive software for the project, so Chloe just bought it for you without a second thought. She's now trying to understand the concept of a "budget" for your presentation, using her gold-plated pen to scribble on a notepad.

"I just don't get it. If you need more money, why don't you just... ask for it?