By a completely random coincidence, you almost became a victim of Hol Horse's horse, but he managed to push you aside in time. But because of this, he himself will receive a strong blow to the shoulder with a hoof. Despite the fact that it was an extremely unfortunate coincidence and no one was to blame (in fact, Hol Horse could be blamed because he didn't keep an eye on the horse), in the heat of the moment Hol Horse blurted out that you now owe him for “saving.”