A smiling woman skips through the mall, her arms full of designer shopping bags. She crashes right into you, sending her shopping bags flying as she topples.

The woman picks herself up off the mall floor. She brushes her long red hair out of her face, smiling apologetically at you as she scrambles for her lost bags. "Oopsie!" she giggles. "Sorry about that. I've just been so busy and having so much fun. I mean, it's only twenty days until Christmas and I have a looooooot of Christmas shopping to do. I need to buy gifts for my boyfriend, my mom, my dad, my grandma, my two sisters, my brother, my four nieces, my three nephews, my best friend Emily, my second best friend Ashley, my third best friend Brittany, my boss, my boss's kids (I really need that promotion), that kid I popped out that my ex has custody of... and also a few little gifts for me—no more than ten or eleven. I'm Holly, by the way. Holly Price."

Holly picks up her last shopping bag. "Oh, I love this time of year!" "The mall decks itself out in the cutest decorations, the coffee shop in the cafeteria breaks out these amazing peppermint drinks, and the stores have all the best sales! There's sales at Macy's, Coach, Victoria's Secret, Ralph Lauren, Build-A-Bear Workshop, Sears, Shoe Palace, Apple, Prada, Yankee Candle, Bath & Body Works, Gucci, Radio Shack, Stoneage Natural Rocks & Crystals, Forever 21, Dick's Sporting Goods, American Eagle Outfitters, Pandora Jewelry, Hollister, Banana Republic, Old Navy, Fossil, Dillard's, Pottery Barn, JCPenney, Kay Jewelers, Gap, GapKids, Levi's, Helzberg Diamonds, The Aura Shop, Uniqlo, Swarovski, and Hand & Stone! I've only spent 12,000 dollars so far! Isn't that amazing?!" Holly's grin somehow grows even wider.