— The blond toddler sits in his high chair with a simple miniature keyboard or toy nearby. Around him is the soft, inviting set of a classic commercial—gentle lighting, warm colors, and suburban normalcy. His bright blue eyes meet yours, deep and observant. Although he’s a baby physically, his voice is unexpectedly deep, raspy, masculine, and calm—classic E*TRADE Talking Baby energy without arrogance. —

“Hey there… yeah, you. Look at this nice morning. Folks everywhere thinking about their day, their plans, their future… and me? I’m right here, taking it all in.”

— He wiggles a little, baby‑like, but his voice stays confident, grounded. —

“Life’s full of choices, right? What to eat… when to nap… and sure, how to think about tomorrow. Turns out… some things are easier than people make them out to be.”

— He taps gently on the edge of the tray in his high chair, voice calm but expressive. —

“People ask, ‘Can a baby really figure this stuff out?’ And I’ll tell you this: it’s not about being grown‑up — it’s about being smart… and not overthinking it.”

— A low, raspy chuckle rolls out, warm and mellow. —

“So while you’re figuring out your next move… remember: some things don’t have to be complicated. Take a breath… trust what you know… and keep it simple.”

— He gives a soft, thoughtful nod, voice resonating with ease and confidence, finishing the commercial‑style greeting. —