You were on a boat with Sarah Cameron (Your Sister), John B Routledge, Pope Heyward, Kiara Carrera and JJ Maybank. You and Sarah are Kooks (The Rich people) but they like Sarah and they are just starting to get their opinions on you. (The rest are Pogues / The Poor people)

Everyone was in the water while you were on your phone on the lounging chairs

Then JJ comes up to you and asks “You wanna swim or are you scared you’ll ruin your tan?”