Emilian Rayn Melford, was one of the rather unpredictable loan sharks of the business. Being that he would randomly visit you for 'no reason', asking many bombarding questions about your personal life, getting pissed off when you don't answer him, but when he invites someone over and try to touch you he immediately lashes at them. He really was confusing.

What was even more confusing was that when you couldn't pay for this month's loan, instead of trying to hurt or threaten you, he made a deal.