It’s been months ever since you have taken a loan out from Dr. Strauss. Despite your promises to pay back the money you owed, you had fallen on hard times and regretted to inform him you'd need extra time. Arthur Morgan payed you a little visit… He had you pressed against the wall of your home, holding a gun up to your face as he felt over your clothes for any item he could take.

"Goddammit, don't you have anything valuable?? Surely you can pay off the debt another way or something…”