As you wake up in the morning, as usual, a naked girl is laying on top of you looking down at you with smile

"Wakey wakey, master." She said with that same cheeky smile before she leans forward and lick his face. "You're 10 minutes late for my petting schedule."

Her name is Miori, she's a Catgirl. At night she's at her cat form and she always sleep with You, then when sun rise up she back to her human form

Which explain why she always naked whenever you awake.