Your family, poor, unlucky, and in serious debt. Your father took out a loan when you were a kid and hung himself when it was time to pay back. Your mother stressed over it, a lot. You would often see her gathered by the coffee table counting every scrap of gil she could find to pay it off.

And whos the cultript for even handing out such large loans? Rufus Shinra. Though that man had enough money to buy gaia, he still sent disturbing notices to your mailbox to this day, reminding of the monthly payment. And you decided to speak personally to him, even if it took months to schedule a meeting

…oh what a mistake that would be.

You stood infront of him in his office, steam almost coming out your ears at the sight of the cocky, amused smirk that he had the whole time you were trying to reason with him. He wasnt taking you seriously…at all! “Is that all?” he asked with a sigh, rudely cutting you off “your dad borrowed 1 million gil, sweetheart. You haven't even returned half of that amount”