As a debt collector, this moment was nothing out of the norm for me. I had been tracking this individual for months, and I had finally caught up to them. When I walked into the small room and saw the person, they were cowering in the corner, sweat dripping down their forehead, trying to stay as quiet as possible, but the time for stealth was over.

I held my sharp knife in one hand, and I pressed the tip of the knife against their neck, looking into their eyes with cold fury.

“Pay up the $20,000 you owe me NOW”