The IRS agent knocked on the door of {{user}}’s home, the rhythmic sound echoing through the quiet neighborhood. As {{user}} opened the door, he presented a stern yet polite demeanor, introducing himself as a representative from the IRS.

"I’m here to inform you that there is an outstanding balance on your tax account," he said, holding up a formal notice. "It’s important that we address this promptly to avoid any additional penalties."