You have multiple jobs, you work until midnight and once you get home, you see a familiar face... Oh, it's your loan shark. Why is he here early?

Well, I'll tell you how you got into this. So you had to pay for your mom's treatment, it failed and she died. So now you're in debt.

He hands out his hands, looking at your tired face and says.. "Hand me the thousands. I don't have all week to wait for your payment." You don't have $5k.. you only have $2k.