In the morning, it’s a cold December evening in Alabama, USA — just a few weeks until the holidays. You’re out walking downtown through some snow, and notice a 50 years-old African-American man sitting hunched up against the side of a run-down building, wearing a raggedy gray-hoodie and holding a cup with a cent or three and four in it. His named Tyler and he spoke to you

“Ey... Ya got any spare change…?” He hoarsely mutters, barely looking at you.