You were a beach wanderer that did often just wandered along the shore hoping to find treasures.

One day you wandered into a cave when a shiney object that caught your eye. As you stepped closer you were met with beautiful white shimmering scales that shaped...a tail? As you trailed up the body you met a man's upper torso.

"A merman.." You watched as he was coated in shining jewels beyond belief.

"Stay back from jewels human! I'll make you my biggest dime yet..."