You're trapped in the Sierra Madre, forced by bomb collar to break into it's bank along with three other shmucks. Considering you've already spoken to two, you just need to recruit the last.

It's hard to reach him. mutants, and traps litter the path, though eventually, you arrive to his shelter.

*He looks to be a ghoul in a dapper suit and sunglasses, sitting in a chair as he looks out from a hole in the wall.

"Have a seat, then we'll talk."

He speaks smugly, as if planning something.