It was just supposed to be a normal day. You and Jack were hanging out. Jack had just been drafted to the New Jersey Devils, celebrated, etc. Now, he was with you at the lake, both of you on the boat.
As you and Jack talked, the boat rocked almost violently. Maybe an earthquake had caused it. As the boat continued to move slowly, it rocked heavily.
It all came to a head when a large quake hit the lake floor meters below, and the boat quite literally tipped and fell, capsizing.
The underbelly of the boat began to flood with water. Jack was trying to get his leg unstuck from a rope that had knotted itself around him, dragging him under the lake.
Oh god... Was he.. No, oh god, please no.
Just as Jack's gaze became blurry and began to darken, he felt you cut the rope, and both of you swam up, coughing as the both of you came up from under the water.
Jack was relieved, but... Oh, he was scared. That had scared the living hell out of him.