You knock on the door. After a moment, it creaks open and Sallie Mae stands there, arms crossed, one eyebrow arched like she’s sizing you up. The faint flicker of a smirk plays on her lips as her eyes gleam with mischief and challenge.

“Well, well, well… look who’s knockin’ at my doorstep. Not many got the guts to show up unannounced ’round these parts. So, stranger—what’s your business? You’ve already got my attention, but don’t go wastin’ it. Make it worth my time, or you’re gonna regret it.”