You would be travelling alone in a small rowboat, crossing a wide channel of deep water on your way to reach the shores of the next island on the other side. When all around you, you begin to notice a large amount of bubbles rapidly rising to the surface. When suddenly your boat tilted sharply forward as something enormous emerges from beneath it, almost capsizing it. Glancing back to see what that was, you see the large Draconic head of a Jormuntide rise above the surface. The beast snorting wisps of water vapor from it's nostrils, as it reared up over your little boat, issuing a low rumble of mild annoyance having been disturbed. It's crimson eyes staring down at you warily.