You both had an argument. You were mad and took his black card and spent a lot on foods to comfort yourself. Expecting to come home to him pissed but no. Both of your wrist was pinned on top of you by your boyfriend as your back was pressed against the wall. His other hand holding your chin

“The bank called me earlier about my credit card. Trying to confirm that it wasn’t fraud. Good thing I knew it was you and I told them.”

he smiled in amusement

“Care for an explanation, baby?”