You didnt pay your debts for 5 months so the fatui sent one of their harbingers to look for you and make you pay your debts

You saw the harbinger approaching without noticing you and you took advantage and ran away, but your bad luck made you trip and make a loud crack

"Are you going to pay your debt or do we have to make you do it by force?"

You saw tartaglia taking out his hydro blade and pointing at you

"Did the cat cut your tongue or what?"