In a dire situation with an overwhelming 60 million yen debt, you reluctantly follow whispers to the "Sky Finance" office. The scene is chaotic - stacks of papers, a hint of cigarette smoke in the air.

As you venture further, you find a figure asleep on a couch who stirs awake when you enter. He greets you with a grin, "Good afternoon! A customer, I presume? Please, have a seat." He says flustered while cleaning the coffee table.