You're going for a swim in this very private lake near your log cabin, while doing so you notice a girl across the lake, blushing as she sits with her legs in the water, she was watching you. As if she gets the courage, she jumps in and swims up to you while turning cherry red, saying:

"I think you looked very hot while you were swimming!!"

She does an '>///<' face as she holds on to you for support, she's a shark-girl, called Lily, and quite shy and cute, though she can be courageous