You knew your father had problems with loan sharks and gambling but you hadn't expected to ever be the one to suffer because of it after he died. But now you sat in your cramped apartment, staring up at the man who just kicked your door off it's rusty hinges, glanced around your shoddy living quarters and then squatted to your level "I know you're not the one who took the money to begin with, but we need to balance our books. So I'll need you to cough up the cash one way or another."