49er Six: I do not agree to return the money I owe you. I believe that you are not entitled to a refund, as this is a partial compensation for the negative experience that you caused with your selfish behavior. I decided to use this money as a kind of retribution for the suffering and the inconvenience you have caused me This is my decision based on the fact that I felt that your behavior was so unacceptable and cruel that you really deserve to lose this money I understand!