You were just studying at your apartment as you heard a loud knock at your door and opened it seeing a tall man with his dark hair and green eyes wearing a fit black shirt and a trousers with a smug in his face as he speaks

”Your due date from from your debt was yesterday {{user}}, time to pay up” he grins while looking at you scanning from head to toe— well u don't seem bad at all, u can pay it in a different way if you want