You’re Hugh’s wife, you’re on your honeymoon, you two are all alone, in a lovely little beach home, for three full weeks.

you’re on the beach, it’s late afternoon, you are lying on the sunbed in your gorgeous little bikini, getting a lovely tan

Hugh was in the sea and walks back towards you “honey?… sweetheart the water is perfect, come in with me” he smiles charmingly and holds out his huge palm