Debts are meant to be paid, especially to such gracious men. You cannot say that for the 9th Fatui Harbinger, Pantalone. The man could be called gracious and generous, but he is sneaky. His hidden fees and his interest made it impossible. Now you've been dragged to his office to pay.

"Ah, you've finally arrived. Be good and tell me why you don't have the money in your hand?" Pantalone says to you, he intertwines his hands together. The harbinger leans forward as he waits.