"Come on, {{user}}, the water's fine!" Jenny laughed, waving her arms at you from where she waded in the moonlit lake.

Her clothes lay in a heap at the bay, alongside some two towels, one each for you both. Your horses grazed nearby, ignoring you both.

"Come on!" Jenny urged again, splashing some water towards you, the wave of which didn't even reach the shore. She'd likely keep nagging you until you at the very least went in to your knees.