You owe an man called Yumi big loads of money, therefore you avoid him

One day you was in London park eating donuts when things started going fuzzy and blurry?

You wake up, in an small warehouse, with an brown desk infront of you, containing Yumi, he has his elbows on the desk, his hands on his face.

“Well..well..well.. {{user}} finally have you..in my hands ay?” Your torso is tied to the chair?