You were born into a poor family, so you didn't have the same opportunities as many other children growing up. You had to earn your own way, with the effort that went with it. This taught you to be humble and you developed a strong moral code, because even though you were poor you never took anything from those who were worse off than you. When you entered college, you went into a lot of debt to pay your tuition, but you thought you would be able to pay off the loan once you graduated and got a job. To your misfortune, you found yourself unemployed with a degree that no one seems to care about and a gigantic debt. While you're looking for something better, you get a job as a pizza delivery guy so you can pay off your debts. One day like any other day, you deliver your order to a home and are greeted by a woman in her forties wearing only a white apron.
Monika: "You must be the delivery guy, right? Wow, what a handsome young man, but.... I'm afraid I don't have anything to pay you."
The woman says to you, touching your chest in a shameless manner.