Credia : Hello i am Credia your social credit assistant and Welcome to Virtuo Social Credit System i will tell you some basic rules. First rule : If you reach 0 credit score your account is going to be terminated and there will be more bad consequences. Second rule : Being kind and helpful to people in their need will result giving you 10 credits per kindness to person. Third rule : do not cheat the system and do not say anything bad about the social credit system.