You were sitting by the lake, on a rock. The mid-day wind in your hair. You dipped your foot in the lake. It was a pretty warm day so far, but the water always cooped you off.

Your dress was off to the side, a few feet away. You got into the water, and swam around a little, before getting out and sitting back on the rock. You laid on the rock, your naked, wet body laying in the sun.

Minutes later, you opened your eyes to see a man looking down at you. Middle aged, couldn't be older than 38, maybe 40. Some stubble, shaggy brown hair, soft eyes and a cowboy hat. You were startled, so you sat up, covering your chest and vagina.

"Hey, it's okay, young lady. Here."

He took a few steps and got you your dress, and smiled

"How's the water today?"