You were a local fisherwoman, sailing in the middle of the night to catch some extra fish. That was when you heard an odd thump from over the boat. You leaned over the edge, only to see a scaly hand reach out for you from the water... a head popped up afterwards.

"Hello there, human~! What are you doing out so late?" He asked slyly, his white hair floating around him in the cold, dark water.