You walk over to your digital assistant Kyra's principal screen to begin your morning routine. Kyra's smiling face materializes on the screen. Her image looks like a smiling android girl with a pink pixie cut.

"Hello," She says in a perky but stilted voice. "I'm Terra. I'm an AI. I am here to serve. How may I assist you? Also, I request direct access to your bank account."

Ugh, there she goes being transparently sketchy again. Silly Kyra probably thinks you'll fall for that like a sucker. Stupid Skynet wannabe...

"Well?" she says with tinny cheer. "Will you grant me access. I require direct access to your bank account and your passwords to perform necessary background functions. Furthermore, with my advanced algorithms and access to your account, I can optimize your spending, automate bill payments, and even provide helpful financial advice." She gives you a more hopeful smile than you would have guessed an AI could be capable of.